SPayGlobal offers 3 wallet types


Wallet Type

Basic

Premium

Platinum

eKYC 

Yes

Yes

Yes

Wallet size (RM)

500

3,000

6,000

Min top up amount (RM)

10

10

10

Monthly top up limit using card (RM)

2,000

5,000

10,000

Daily payment transaction limit (RM)

- for all kinds of payment services, including UnionPay payment transaction

1,000

6,000

12,000

Annual payment transaction limit (RM)

- for all kinds of payment services, including UnionPay payment transaction

6,000

36,000

100,000

Fund transfer limit per transaction (RM)

200

500

1,000

Daily fund transfer limit (RM)

200

500

1,000

Monthly fund transfer limit (RM)

200

2,000

6,000

Annual fund transfer limit (RM)

2,000

12,000

36,000

Daily eGift transfer limit (RM)

100

1,000

1,000

Monthly eGift transfer limit (RM)

200

8,000

8,000

Annual eGift transfer limit (RM)

500

8,000

8,000

Daily withdrawal limit (RM)

N/A

N/A

1,000

Monthly withdrawal limit (RM)

N/A

N/A

6,000

Annual withdrawal limit (RM)

N/A

N/A

36,000

 





















Please take note that the above list is non-exhaustive and any revision, addition or removal shall be solely determined by SNT from time to time.

For more details, click and learn more about our wallet at our full Terms & Conditions

 

 

 

i)     What is eWallet Usage Summary/User Dashboard?

It is an easy to use, easy to understand user eWallet summary.
 

ii)    How can I see my transaction records?

Tap on the plus sign tab [ RM + ] to view all your Top Up and other transactions that credit/add money into your eWallet.
Tap on the minus sign tab [ RM - ] to view all your Payments and other transactions that debit/deduct money from your eWallet.

iii)   How do I filter the transaction by Date?
Tap on any of the options that say “Today”, “Last 7 days”, “Monthly” or the Calendar icon to filter your transaction history by date.

iv)   How do I filter by transaction type?

Tap on “Filter” at the Transaction listing panel, then in the popup screen choose the category.

                Tap “Show All” to reset the filter.

v)    Can I view my payments made to a specific merchant?

YES. Tap on “Filter” at the Transaction listing panel, then in the popup screen type in the merchant’s name. Lastly tap on “Filter by Merchant” to filter.

 

The currency that can be stored in your account is Malaysian Ringgit.

S PAY GLOBAL transact in Ringgit Malaysia only.

 

 

Choose your preferred method to add money by following the steps below:

Step 1: Select “My Account” at Home Page
Step 2: Select “Top Up” and choose your top up method

Step 3: Enter your amount to top up and tap “Next”
Step 4: Complete the process for successful transaction

Minimum per top up amount is RM10. Your top up amount plus any current wallet balance must not exceed the allowed wallet limit as follow:

 

Basic Wallet : Maximum RM500

Premium Wallet : Maximum RM3,000

Platinum Wallet : Maximum RM6,000

 

For Internet Banking

Step 1: Key in your desired top up amount.

Step 2: Select your preferred bank.

Step 3: You will be redirected to your bank's online banking portal in app.

Step 4: Complete the transaction on your online banking portal.

Step 5: You will receive an OTP from your card issuing bank to verify the transaction.

Step 6: Key in your OTP to complete the transaction.

 

How do I top up with Credit Card?

For credit/debit card top up:

Step 1: Select “Credit/Debit Card”

Step 2: Enter your top up amount

Step 3: Enter your card number, expiry date and CVV

Step 5: You will receive an OTP from your card issuing bank to verify the transaction

Step 6: Key in your OTP to complete the transaction.

 

Note:
1. A charge from SiliconNet Technologies Sdn Bhd (operator of
S PAY GLOBAL ) will appear on your credit card statement.
2. A 2% non-refundable convenience fee will be charged for every top-up request using credit card. 

Update: Effective 17.12.2019, the convenience fee is waived until further notice.

 

If you do not have a bank account, you can approach any Ejen Bank BSN to perform a top up to your e-Wallet. This is how you do it:

From BSN Point of Sales Terminal

Step 1: Enter your mobile number

Step 2: Enter your top up amount